Very often religious experiences are dismissed because people who have them bring expectations based on what they believed to begin with. So, Catholics see the Virgin Mary, Protestants see Jesus, Hindus see Krishna, etc. However, Raymond Moody suggests that NDEs have many elements that seem independent from the religious beliefs of those who have them.
“I have not heard a single reference to a heaven or a hell anything like the customary picture to which we are exposed in this society. Indeed, many persons have stressed how unlike their experiences were to what they had been led to expect in the course of their religious training.” Raymond Moody, Life After Life, New York: Bantam, 1976), p. 140.